Mortgage Document Checklist

W-2 Employee

2 Most recent years W-2 forms
Pay check stubs that cover the most recent 30 day time frame
2 Most recent Bank Statements for all accounts. Include all pages even if left intentionally blank
Most recent statement for any investment account
Driver’s License
Social Security Card
Complete 2 year residence and work timeline

Fixed Income

2 Most recent years 1099 forms
Most recent year award letter
2 Most recent Bank Statements for all accounts. Include all pages even if left intentionally blank
Most recent statement for any investment account
Driver’s License
Social Security Card
Complete 2 year residence and income timeline

Self Employed

2 Most recent years tax returns with all schedules
Business License or CPA letter to prove business is in operation and time frame
2 Most recent Bank Statements for all accounts. Include all pages even if left intentionally blank
Most recent statement for any investment account
Driver’s License
Social Security Card
Complete 2 year residence and work timeline

Miscellaneous Documents

If Divorced- Complete marital settlement arrangement and divorce decree
Proof of Child Support- Court order and 6 months of receipt
If a current homeowner- Most recent mortgage statement and copy of homeowners insurance declaration page for all properties owned
If you have a filed and completed a bankruptcy in the last 10 years- Schedule of creditors and discharge of debts
Prior foreclosure- Proof of deed transfer