Mortgage Document Checklist
W-2 Employee
- 2 Most recent years W-2 forms
- Pay check stubs that cover the most recent 30 day time frame
- 2 Most recent Bank Statements for all accounts. Include all pages even if left intentionally blank
- Most recent statement for any investment account
- Driver’s License
- Social Security Card
- Complete 2 year residence and work timeline
Fixed Income
- 2 Most recent years 1099 forms
- Most recent year award letter
- 2 Most recent Bank Statements for all accounts. Include all pages even if left intentionally blank
- Most recent statement for any investment account
- Driver’s License
- Social Security Card
- Complete 2 year residence and income timeline
Self Employed
- 2 Most recent years tax returns with all schedules
- Business License or CPA letter to prove business is in operation and time frame
- 2 Most recent Bank Statements for all accounts. Include all pages even if left intentionally blank
- Most recent statement for any investment account
- Driver’s License
- Social Security Card
- Complete 2 year residence and work timeline
Miscellaneous Documents
- If Divorced- Complete marital settlement arrangement and divorce decree
- Proof of Child Support- Court order and 6 months of receipt
- If a current homeowner- Most recent mortgage statement and copy of homeowners insurance declaration page for all properties owned
- If you have a filed and completed a bankruptcy in the last 10 years- Schedule of creditors and discharge of debts
- Prior foreclosure- Proof of deed transfer
